Small Business Restructure (SBR)

For Small Businesses With Total Debts < $1Million Needing A Quick, Streamlined Rescue Package To Trade Out Of Distress & Continue On

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Unsustainable Tax & Creditor Debt?

…But The Underlying Business May Still Be Viable?

Need to free up cashflow quickly, stop escalating creditor pressure and get some breathing room to enable the business to keep training while implementing a turnaround, then this might be for you.

An SBR is also the most non-intrusive form of business rescue we deliver and the directors stay in control. We can also assist you with connecting to an external finance provider who understands SBR lending, if that suits your situation.

Did You Know?

Up to  200 small businesses per month are making use of the SBR regime and the best part is, whilst we undertake the restructure, you as the director(s) remain in control of the business’ trade.

How This Service Can Help You

Free Up Cash & Avoid Insolvency

After an initial consultation, we can provide advice in no-nonsense, straight talk that sets a clear path forward for you to restructure your business and trade out of financial strife.

We’ll lead and support you step by step through the process, with agreed timeframes, and with a keen understanding of how stressful a time it can be personally for directors.

Our straightforward approach, executes a Small Business Restructure end to end within 35 days.

Initial Consultation
(30-60 minutes)

We begin with a focused consultation to understand your financial position, identify the key issues driving distress, and assess whether a restructure is viable. You receive clear, practical advice on how the business may be stabilised, what options are available, and the most appropriate path forward. If external finance is needed, we can also assist in connecting you with lenders who understand your situation.

Create & Execute The Restructure Plan

If a restructure is suitable, we help develop and implement the plan, including preparing the proposed restructure for creditors and the ATO. We manage the process through to acceptance, liaising with stakeholders, resolving issues as they arise, and working to get the restructure over the line so the plan can be delivered.

Hand The Company
Back To You

Once the restructure plan has been completed, your company is handed back to you as a typically registered entity with ASIC. The objective is to return your business to a stronger footing, with debts addressed and the company positioned to continue trading forward. When successful, you’ll have a clean balance sheet and improved outlook.

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Why 1300 Indebt

Calm Practical Advice & Delivery

As experts in SBRs, we work closely with you and your accountant/financial advisor to deliver a speedy rescue without unsettling obstacles.

We’ll communicate the steps,  who does what and when, and deliver on our target timelines, to get you back on track.

We have open lines of communication with the ATO and major creditors, meaning we can negotiate an optimistic outcome as a matter of routine.

Executing A Small Business Restructure

Frequently Asked Questions

Yes, ATO debt does not always mean a business cannot be saved. In many cases, recovery options may include negotiating payment arrangements, restructuring tax liabilities, improving cash flow, or considering a formal Small Business Restructuring process. Acting early is important, particularly before ATO enforcement action escalates.

ATO debt is routinely compromised as part of an SBR.  Outside of an SBR or formal insolvency process, the ATO very rarely compromises principal debt owed to it.

Common warning signs include being unable to pay debts when they fall due, relying on overdue creditor payments to stay afloat, unpaid superannuation or tax lodgements, creditor demands, and ongoing losses with no realistic turnaround plan. Early advice can help directors understand risks and consider recovery options before problems worsen.

Small Business Restructuring is a formal process that allows eligible companies to compromise debts with creditors while directors remain in control of day-to-day trading. If a restructuring plan is accepted, the business can continue operating while dealing with historical debt in a more manageable way.

Directors should seek advice as soon as cash flow pressure, ATO arrears, creditor threats or solvency concerns emerge. Early intervention often provides more recovery options, while delaying action can increase the risk of enforcement action, liquidation or personal exposure for directors.

1300 INDEBT

Initial Consultation

Our initial consultation is free and there is no obligation to proceed. This can be done in person via, email or video conference.

1300 INDEBT / info@1300indebt.com.au
1300 INDEBT

Initial Consultation

Our initial consultation is free and there is no obligation to proceed. This can be done in person via, email or video conference.

248 George St Windsor NSW 2756
CONTACT US

Book A FREE Consultation